Contents insurance

Let’s protect what makes your place a home

You have a home full of things that you need and love – clothes, TV, kitchen appliances, keepsakes, furniture, and gadgets. You can protect them with tenants contents insurance. Surely, if stuff’s worth owning, then it’s worth protecting.

As your landlord, we insure the building and anything we provide, but we don’t cover your home’s contents and belongings. Ask yourself, would you need help with the cost of putting things right after a kitchen fire, a burst pipe, or a break in? Tenants contents insurance financially protects the contents in your home, should the worst happen.

A thumbs-up from us

It’s good to know you’re choosing tenants contents insurance that’s been given a thumbs-up by us as your landlord/housing association. We’ve worked with RSA to make sure their insurance could be suited to your needs. For starters, RSA tries to make prices as affordable as possible by starting with £4,000 as the minimum amount of cover for tenants who don’t own a lot of contents. You can change your details whenever you need to with no amendment fee. If you need to make a claim and you’re covered, you don’t have to worry about paying an excess. And you can cancel at any time without paying a cancellation fee.

By insuring with RSA, you’ll be joining over 25,000 tenants and leaseholders just like you who have chosen them for their contents insurance*.

*Number of customers with an active tenants contents insurance policy February 2025.

What you need to know about RSA’s tenants contents insurance 

• Tenants contents insurance financially protects the contents in your home, garage, and shed.
• Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen.
• Our contents insurance prices start from as little as 45p per week, £1.47 per month, or £15.65 for 12 months contents cover**.

**Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data March 2025.

• You can pay weekly, fortnightly, monthly, or in one upfront payment until your yearly review date – whatever suits you best.
• No nasty surprises – no excess on claims and no fees for changing your details or cancelling your policy.
• You don’t have to have special door or window locks – as long as your external doors lock, it’s fine.
• You can upgrade your cover to protect all your home’s contents against accidental damage.
• You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/mobility scooter(s) whilst away from your home.
• More than 25,000 tenants have already chosen RSA for their contents insurance**, so they understand what you need from them.

*Number of customers with an active tenants contents insurance policy February 2025.

• RSA will be there for you if you ever need to make a claim and will put things right as quickly as they can.
• In the last two years, RSA has paid more than 1,700 claims with a value of £1.4 million***.

***RSA claims data February 2023 – January 2025.

Page updated 26/06/2025